ANTI-HARASSMENT SERVICES

Are you being harassed by lenders for not paying your loan? Loan Settle India, a loan settlement company, is here to help you with our anti-harassment services. Our legal team rescued you and put an immediate stop to illegal and distressing recovery tactics.
In India, taking a loan is not easy; people have to face harassment and the lender’s illegal and shameful recovery method. The creditor did not adhere to the legal guidance and RBI rules when recovering their loan, even though they employed a torturous method. Discover how we can assist you or shield you from unwarranted harassment.

Process of Anti-Harassment Services

Leading debt settlement company Loan Free often offers anti-harassment services to guard against aggressive or violent methods used by creditors or collection agencies. This typically involves documenting instances of harassment, communicating with creditors on behalf of you, and potentially taking legal action to stop such behavior. Our services seek to provide our clients with safe and stress-free surroundings while we try to settle your debt problems.

Our Process

PROCESS OF ANTI-HARASSMENT SERVICE

The Loan Free provides not only debt settlement services but also protects you from the harassment and illegal action of the creditors. Our anti-harassment process included the following steps:

Document harassment evidence

Consult with our legal team

Address with creditor about harassment

Negotiate the terms for resolution

Take legal action if necessary

Seek support

UNDERSTANDING HARASSMENT

Understanding Harassment Recovery agents’ actions against RBI rules and guidelines fall under the category of harassment.

Making repeated calls and inappropriate messages
Use abusive language and make threats to the debtor.
Harassing the debtor’s family and friends
Visit the debtor’s home and workplace without prior notice to humiliate them.
Making false and misleading statements
Abuse publicly for not being able to pay debt
Disclosing personal information to third parties

RBI GUILDELINES FOR RECOVERY AGENTS

Avoid making repeated phone calls or sending messages at inconvenient times.
not use abusive language or threats.
not make false or misleading statements.
Do not visit the debtor’s home or workplace without prior notice.
Do not disclose personal information to third parties.
Do not harass the debtor’s family or friends.
There should be no public shame or humiliation of the debtor.
You must adhere to the guidelines outlined in the fair practices code for debt collection activities.
Cooperate with the RBI and other regulatory authorities.

LEGAL REMEDIES AVAILABLE

Making a Police Complaint
starting an injunction lawsuit against the bank in pursuit of compensation and relief.
Suiting the bank and recovery agent for defamation.
If agents access your property without permission, you have a trespassing lawsuit.
Making a complaint to the ombudsman of your bank.

HOW CAN WE HELP

Our expert team of lawyers will assist you in

Document instances of harassment
Communicate with creditors
Provide legal advice
Negotiate with creditors
Take legal action
Offer emotional support
Create a safety plan
Educate clients on their rights
Advocate for regulatory changes
Provide resources and referrals